Privacy Policy

This Privacy Policy describes how ABHAYKUMAR LEA FIN & INVESTMENTS PRIVATE LIMITED ("ALFI Finance", "Company", "We", "Us", or "Our") collects, uses, stores, protects and discloses customer information through its website, applications, services, products and associated platforms.

1. Information We Collect

We may collect the following categories of information:

• Name
• Date of Birth
• Mobile Number
• Email Address
• Residential Address
• PAN Card Details
• Aadhaar Details (where legally permitted)
• Bank Account Information
• Employment Information
• Income Details
• KYC Documents
• Device and Technical Information
• Transaction Information

2. Purpose of Information Collection

The information collected may be used for:

• Identity verification and KYC compliance
• Loan application processing
• Credit assessment and underwriting
• Customer support and service delivery
• Fraud prevention and risk management
• Regulatory and legal compliance
• Internal reporting and analytics
• Communication regarding products and services

3. Information Sharing and Disclosure

We may share customer information with:

• Regulatory Authorities
• Credit Information Companies
• Lending Service Partners
• Technology Service Providers
• Payment Service Providers
• Collection Agencies
• Legal and Statutory Authorities

We do not sell customer personal information to third parties.

4. Data Security

We maintain reasonable security measures to protect customer information against unauthorized access, alteration, disclosure, misuse or destruction.

5. Data Retention

Customer information shall be retained for such period as required under applicable laws, RBI regulations, internal policies and legitimate business purposes.

6. Cookies and Analytics

Our website may use cookies and analytics tools to improve user experience, website functionality and performance.

7. Customer Rights

Customers may request correction or updating of their personal information subject to applicable laws and regulatory requirements.

8. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external websites.

9. Policy Updates

We reserve the right to modify this Privacy Policy at any time. Updated versions shall be published on the website and become effective upon publication.

10. Contact Information

For any privacy-related concerns or queries, please contact:

ABHAYKUMAR LEA FIN & INVESTMENTS PRIVATE LIMITED

C/O Laxmi Oil Mill,
Bhusawal Road,
Dist - Jalgaon,
Maharashtra - 424206,
India

Phone: +91 91455 02323